Take Care of Your Finances and Claims
When you are in an accident, there can be a lot of items and elements to take care of. The first element you must absolutely take care of is yourself, especially if you need medical care after an accident. After you have taken care of yourself, you might want to turn your attention to taking care of your car. Two of the last steps you should do in order to pick up the pieces after a car accident are, first, file an insurance claim and, then, take care of your future finances. This page details general information on filing claims, what to expect financially after an accident, and how to secure your financial future through claims and adjusting of budget.
After an accident, you will need to be proactive in filing an insurance claim through your insurance company. Most insurances companies have made this process relatively pain-free, providing toll free numbers that you may call right after your accident. When you file your claim, you will need to have several bits of information ready to provide the insurance company including:
- Policy Number
- Date of Accident
- Location and description of accident
- Personal address and license plate number
- Police Department information and report number
- The other individual’s auto insurance
This information provides the insurance company with the proper tools to do their job and to help get you back on your feet. You shouldn’t have to provide any money up front—after all, you have been paying for insurance for the majority of the time. Make sure they do their job to serve you. When talking to your insurance company, never admit fault. Remember, you may seek a personal injury attorney to help you through this process.
What to Expect Financially After an Accident
After an accident, your insurance company should go to work for you with the other individual’s insurance company. However, when there is a dispute over the amount of money involved in the claim a third party, or arbitrator, could step in to negotiate the claim. The decision that the arbitration panel makes is final and, most of all, binding to both insurance companies. If you are desperate to get back on your feet, you may pay the bills and expect payment back from your insurance company. However, you should not pay if it is uncertain how much the insurance company will actually give you.
How to Secure Your Financial Future
If you are injured in a Utah accident, it may be difficult for you to go back to work to help pay off your medical bills. You may also be out of a car and loose your independence. When this happens, it is important to know your options. If you have been injured, you should seek a lawyer to help you get the compensation you deserve before you drown in debt. You should also document everything correctly so that your injury’s involvement with the accident is clear to the multiple parties that your claim will face. This proof will help secure your future and finances as it gives clear documentation to the situation. Additionally, make sure you do not pay more money for any additional services during the accident process—your insurance should work for you and you should never need to pay them more money to do so!
If you have been injured in an accident or have lost substantial quality of life due to another’s negligence, please give our competent Utah lawyers a call at 801-506-0800. Christensen & Hymas offers free confidential consultations to help those injured in accidents. Please, do not hesitate to call if you are unsure of your situation.
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