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PIP Insurance: What You Need to Know

Published on April 28, 2016 • Last updated March 1, 2023 by Ken Christensen
Topics: Auto Insurance, Car Accidents

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Car accident injury cases are stressful. You are in pain and your schedule is hectic. Your expenses are stacking up and your insurance is hard to work with. One of the most important parts of an injury case is PIP insurance. PIP stands for “personal injury protection.” This insurance can help cover your losses after a car accident. Here are some important facts about PIP insurance:

What is PIP Insurance?

PIP insurance is part of your car insurance coverage. It is also known as “no-fault coverage.” This means you are protected whether or not you caused the accident. In Utah, it covers many different types of losses after a car accident. These losses include:

  • Medical expenses
  • Lost income
  • Lost household services
  • Funeral expenses
  • Death benefits

All Utah residents are required to have PIP insurance. It is an important resource that helps pay for your injuries after a car accident. You may be wondering if you are covered by PIP. If you have car insurance, then you are.

  • Every car insurance policy is required to include personal injury protection.
  • This coverage is provided by your insurance company. If you are injured in any car accident, your insurance company will help pay for your medical expenses.
  • If you did not cause the accident that injured you, your insurance rates will not be affected. This is because your insurance company will be reimbursed by that of the at-fault person.
  • Most PIP insurance policies cover up to $3,000 in medical costs. If you wish, you can purchase a policy which provides a greater amount of coverage.

Even if you are putting forth your best effort to stay on top of your injury case, you may need help. Let us answer your questions. The attorneys at Christensen & Hymas are experienced representing car accident victims. Contact us today for a free consultation.

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