Winning Insurance Cases Against Allstate
At Christensen & Hymas, we have won dozens of accident claims involving Allstate Insurance and we know how to work with their insurance adjusters to make sure you receive the compensation you deserve. Below are some examples of cases with Allstate claims.
Rear-ended by Texting Driver, $12,500 settlement
ST was headed north on I-15 near Springville when traffic stopped due to construction. A cell phone went off in the car behind ST, the driver of that car reached to grab the phone. When he looked up, he swerved into ST’s lane to avoid a collision and rear-ended ST. The accident caused whiplash injuries and severe headaches. After ST concluded his chiropractic treatment, negotiations began with Allstate. It took a few rounds of negotiation to make sure Allstate understood the facts. They eventually agreed to cover all of ST’s medical bills, reimburse his PIP, and put a fair amount in his pocket for the pain and suffering and inconvenience of the entire ordeal.
Head-on Collision with Drunk Driver, $100,000 settlement
MJ was headed east on SR-6 in Spanish Fork Canyon when a drunk driver swerved in front of him and hit him head-on. The collision caused significant back problems (herniated discs), a deep knee laceration exposing the knee cap and shredding the tendon, a head laceration, a shoulder injury, right knee meniscus tear, neck injuries, and severe headaches. Obviously, the medical bills began to pile up quickly. The driver was charged with reckless endangerment and alcohol-open container. Bristol West, the at-fault driver’s insurance company, tendered their policy limits of $50,000 as soon as negotiation started. We then pursued a claim under MJ’s own insurance because there wasn’t enough money in the at-fault carrier’s policy to pay the full value of the case. After going back and forth with the UIM carrier we were able to get MJ another $50,000 to pay for the medical bills, and compensate him for the significant pain and recovery he had to endure.
Mild Traumatic Brain Injury, $325,000 settlement
D.L., a 12-year-old young man, was a passenger in his brother’s car when a negligent driver turned left directly in front of them. D.L’s head struck the side window, knocking him unconscious. D.L sustained a mild traumatic brain injury that caused significant short term memory problems and chronic migraine headaches. We helped D.L. get cognitive therapy and a settlement that included funds to cover his future medical costs and compensation for the headaches he will experience throughout his life.
Things You Should Know about Allstate
Allstate has at times been rated the worst insurance company. An article by Consumer Affairs, Study Reveals Worst Insurers, reports that Allstate ranks as the worst insurer for consumers. The report is based on national interviews with attorneys who frequently handle insurance claims as well as a comprehensive investigation of thousands of legal documents and financial filings by the American Association for Justice.
State Farm has become notably infamous for a certain characteristic of their business. They have come up with a system called the “three D’s”: deny the claim, delay the payment, and do anything to defend against a lawsuit. This is just another example of putting profit before the needs of customers and making their customer experience more expensive, difficult, and time consuming than it ever should be. They have also begun to follow in AIG’s footsteps and are currently denying claims no matter how legitimate they may be.
At Christensen & Hymas, we have handled many claims against Allstate and we know what it takes to get them to pay the compensation you deserve.